Split your purchase into 4 easy payments—with no hidden fees, no surprises!*
How it works
- 1. Add items to your cart.
- 2. Check out with Shop Pay.
- 3. Choose to pay in 4 installments.
Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.
What’s more—when you check out with Shop Pay, the delivery emissions from your order are automatically offset for free.
Shop Pay Installments FAQ
What is the option to pay in installments on Shop Pay?
Will using the installments feature on Shop Pay impact my credit score?
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
Are there late fees?
What if I make a return on a purchase made through installments with Shop Pay?
If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.
How can I manage my Shop Pay account or change payment methods and addresses?
If you have more questions about how Shop Pay works, they have a great article about it here.
I have more questions
*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.